Banana Pudding

1 (14 oz) can eagle brand sweetened condensed milk
1 1/2 cup cold water
1 small package vanilla instant pudding mix
2 cups whipping cream, whipped
36 vanilla wafers
3 medium bananas, sliced and dipped in lemon juice concentrate

In large bowl, combine sweetened condensed milk and water. Add pudding mix; beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into 2 1/2 quart glass serving bowl. Top with on-third each wafers, bananas, and pudding. Repeat layering twice, ending with pudding. Chill.